Do you actually need protection?
Most people who ask us this question do not need officers, and we would rather tell you that than sell you something. Five questions, no email address, no follow-up — just the answer we would give you on the phone.
Why we publish this
Our standing rule is to sell proportion rather than fear, and a tool that can only ever recommend hiring us would not be a tool — it would be a funnel wearing one. The most common honest answer in this industry is “you need less than you think”, and a firm that will say so before taking your money is usually the one worth calling when you genuinely do need more.